Why I Call My Career A Test Of Faith

The thing about a freelancing job is that there is no consistency to it. You are not guaranteed that the same amount of workload and compensation that you enjoy today will be the same tomorrow or the day after.

Why I Call My Career A Test Of Faith

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This is why I call my freelancing career a test of faith. I have never been vocal in my blog about my faith and I have no intention of preaching. But I do have to tell my readers how I have come to appreciate the importance of faith even in my career.

Being a freelance writer has its ups and downs. Your ability to earn through freelancing is dependent on the number of clients and projects that you can get at one time. There may be times when you have more than what you can work on. Then there are times when you suddenly have nothing to do. That is where the challenge is: pushing forward even when you know that your current workload is not enough to financially support you.

In most cases, I understand why people are scared of getting out of the corporate rat race and pursuing a career doing what they love. This is the type of career that bears all the risk of an inconsistent compensation.

In the beginning, that was also my greatest fear. However, I realized that pursuing any dream, especially one that is too far from what you have grown accustomed to requires a great deal of faith. In my case, that faith involved my belief in a higher power that controls my life. For some, it can be faith in their skills. In others, it can be faith in the industry that they want to enter into.

Regardless of what you believe in, you have to hold on your faith because that is what will get you through the lean times of freelancing. Trust me when I say that there will be times when you barely earn enough for your needs. These are the times when you should remain steadfast to your beliefs.

There are people who begin doing their dream jobs but quit along the way because they lack faith. My faith allowed me to continue on even when things seem to be hopeless. I pity those people because they lose the chance of being really happy with their job. There is nothing like working on your own terms and doing what you love to do. The personal fulfillment that comes with excelling cannot be matched. You need to be able to hold on to the motivation that gave you the strength to pursue this dream in the first place. It may be a flimsy concept to grasp but I sincerely believe in this because it was what kept me from giving up and succeeding in my writing career.

So I guess that is my challenge to you. Find something that you can hold on to – a source of faith that will help you through the lean times. We all have to believe in something. It doesn’t even have to be logically correct – but as long as it gives you the drive to pursue what you love to do best, then you know you will be alright.

It’s a cliché I know. But you really just have to believe and keep to your faith that it gets better.

I sincerely hope this makes sense to you. :)

Managing Your Finances As A Freelancer

One of my clients is in the debt relief industry and I must say, it is one of the most interesting and educational projects that I had ever been involved in. Because of that, I thought that maybe I should write some money management lessons that I have learned so far.

The thing about freelancing is you are not guaranteed the same income every week. Sometimes the projects are overflowing and the income is more than what you really need. In some cases, you barely have enough to live on.

Managing Your Finances As A Freelancer

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I guess what I really want to send across is this: make sure you prepare for the lean moments when your cash flow is not as strong as you need it to be. Here are three tips that I believe can help you.

Learn how to budget.
Budgeting is something that I had been doing even before and I must say, the relevance of it has grown stronger for me. This can get quite tedious, especially when you are taking note of every expense. However, I noticed that it allowed me to identify how much money I need to target in order to have more than enough for our monthly needs. Although my husband has a day job that brings in income regularly, I still need to shoulder some of the expenses if we want to live conveniently and comfortably.

Spend only on what you need.
Through my budgeting efforts, I noticed one trend that I really think we should work on: whenever our household income increased, our expenses also grew. I think it is all but natural for us to want to reward ourselves when we bring in more money but I think it is not the healthiest of habits for your finances. When your income grows, I suggest that you make your savings grow – not your expenses. Sure, a reward may be in order but control it. Do not splurge because saving may prove to be more rewarding in the long run.

Save for the rainy day.
This is such a cliché I know. However, your savings will literally save you. For instance, when my father-in-law passed away early this year, my husband and I had to help with all the expenses. Our savings allowed us to do that without sacrificing our usual expenses. Not only that I could take the week off from work to be able to attend to the needs of my family. For others, it can be the car breaking down or an unexpected illness in the family. These can all be financed by your savings – you do not have to put yourself in debt for it. Also, during the lean times when projects are slow, I will not worry because I know that we have built a financial security net for our family.

All of these give me the peace of mind that even if I end up without clients for a couple of weeks, we will be alright. Now, my husband and I are working on a supplemental source of income since we are saving up to buy a home in the next few years – in cash. Anyway, wish us luck and in my end, I will wish that you can implement the right management skills that will keep you financially secure as you grow in your freelancing career.

Till the next article! :)